Page 7 - Macys 2018 AE Guide

New — My Choice Plan 3 (PPO)
• Lowestmonthlypremium—only$90amonthforcolleagueonlycoverage
• Pay a set copay for primary care, specialist visits and prescriptions. All copays
do not count toward your deductible.
• EarnmoneyinanHRAformedicalexpensesbyparticipatinginLiveHealthyprograms
Enhancements for My Choice Plans
• Lower deductible, coinsurance and out-of-pocket maximum for My Choice Plan 1
• Applied Behavioral Analysis therapy is now included for those on the autism spectrum
• Infertility coverage prescription bene t now has a $10,000 lifetime maximum
• ConsumerMedicalisyournewmedicalallyforcon dential,one-on-onesupporttohelp
you and your family make informed decisions about your medical care and treatment
Additional Options
In speci c geographic areas, Health Maintenance Organization (HMO) medical options are offered in addition to the Cigna My Choice Plans. For HMSA participants (Hawaii), OptumRx is the new prescription drug provider. For all other HMO options, the prescription drug bene t is administered by the medical carrier.
Kaiser is the main HMO provider for our colleagues in certain areas such as California. There are no changes to the plan, and you’ll continue to have access to the network of 22,000+ physicians and pay copays for routine visits.
Medicare Creditable Coverage
Most Macy’s, Inc. medical options provide creditable coverage by meeting Medicare’s minimum requirements for prescription drug coverage. The Kaiser Medical Only option, however, does not. See Page 18 for further details regarding why this may be very important if you or a dependent are or will become Medicare-eligible during the Plan year.
Premiums available in MyHR on May 22.
Not sure which plan to choose? The Plan Selection Tool can help: www.medicalplanselectiontool.com. Available May 17.
2018 – 2019 Annual Enrollment Guide 7